NYCPA Group 10- and 20-Year Term Life Insurance

With our 10- and 20-year term life insurance, you can lock in coverage for one or two decades with rates that are expected to remain level—regardless of changes to your health.

Coverage Highlights

High benefit amounts: Apply for up to $2,000,000 in coverage for you and up to $1,000,000 in coverage for your spouse/domestic partner.
Portability: You can keep your policy throughout your career, as long as you remain in good standing with the NYCPA, pay your premiums when due, and the policy remains in effect.
Terminal illness benefit: If you or your spouse (if insured) are under age 70 and diagnosed as terminally ill with a life expectancy of 12 months or less, you may request one advance payment equal to 50% of your in-force life insurance while you are alive.¹

3 EASY WAYS TO APPLY NOW

Apply Online

Print & Mail Application

Group 10-Year Term Life Insurance

Group 20-Year Term Life Insurance

Call 800.342.6501

Monday – Friday
7 a.m. to 7 p.m. CT

For full product details, including information on eligibility, features, limitations, costs, renewability, and exclusions, read the NYCPA Group 10- and 20-Year Term Life Insurance Brochure.

We also offer NYCPA Group 50-Plus Term Life Insurance.

If you're over 50 and don't need as much coverage as you might have when you were younger, this policy can help make sure your loved ones can pay your final expenses, medical bills, and any other outstanding debts you may have.

Coverage Highlights

Up to $100,000 in coverage for you and your spouse/domestic partner
Medical exam not required in most cases²
Ability to request an advance payout of up to 50% if you're under age 95 and diagnosed with a terminal illness with a life expectancy of 12 months or less³
Portability, meaning you can keep your coverage throughout career changes⁴

3 EASY WAYS TO APPLY NOW

Apply Online

Print & Mail Application

50-Plus Group Term Life Insurance

Call 800.342.6501

Monday – Friday
7 a.m. to 7 p.m. CT

For full product details, including information on eligibility, features, limitations, costs, renewability, and exclusions, read the NYCPA 50-Plus Group Term Life Insurance Brochure.

¹For terms, conditions, limitations, and exclusions, please see the product brochure.
²Issuance of a Certificate of Insurance or payment of benefits may depend upon the answers given in the application, and the truthfulness of those answers. Pre-existing conditions limitations may apply.
³Please consult your tax advisor for more information.
⁴As long as you remain in good standing with the NYCPA, pay your premiums when due, and the group policy remains in effect.

These policies are underwritten by New York Life Insurance Company NY, NY 10010 under Group Policy Nos. G-30803-0 (50-Plus Term Life), G-30810-0 (10-Year Term Life), and G-30820-0 (20-Year Term Life) On Policy Form GMR-FACE/G-30803-0, On Policy Form GMR-FACE/G-30810-0, and On Policy Form GMR-FACE/G-30820-0.

New York Life Insurance Company, founded in 1845 and a recognized leader in the group insurance field, is one of the largest and most respected life insurance companies in the nation. New York Life has received the highest financial strength ratings currently awarded to any U.S. life insurer by Standard & Poor's (AA+); A.M. Best (A ++); Moody's (Aa1); and Fitch (AAA). Source: Individual Third-Ratings Reports as of 5/19/2025.

New York Life Insurance Company is authorized/licensed to transact business in all of the 50 United States, the District of Columbia, Puerto Rico, and Canada. However, not all group policies it underwrites are available in all jurisdictions. Please check the eligibility sections for current availability. New York Life's state of domicile is New York and NAIC ID #66915.