NYCPA Group Term Life Insurance

With our group term life insurance coverage, you gain valuable protection that can be renewed and adjusted annually to keep pace with the evolution of your financial plan.

Coverage Highlights

  • High benefit amounts: Apply for up to $1,000,000 in coverage for you, your spouse/domestic partner, and unmarried, dependent children.
  • Portability: You can keep your coverage throughout your career, as long as you remain in good standing with the NYCPA, pay your premiums when due, and the policy remains in effect.
  • Terminal illness benefit: If you or your spouse (if insured) are under age 70 and diagnosed as terminally ill with a life expectancy of 12 months or less, you may request one advance payment equal to 50% of your in-force life insurance while you are alive.1
  • Waiver of premium: If you are under age 60 and become totally disabled for six consecutive months, your premiums will be waived for as long as you remain totally disabled (up to age 70).
  • Up to $250,000 in Quick DecisionSM coverage for members/spouses under age 50

3 EASY WAYS TO APPLY NOW

Apply Online

Apply Online

Print & Mail Application

Group Term Life Insurance

Call 800.342.6501

Monday – Friday
7 a.m. to 7 p.m. CT

For full product details, including information on eligibility, features, limitations, costs, renewability, and exclusions, read the NYCPA Group Term Life Insurance Brochure.

We also offer NYCPA Group 50-Plus Term Life Insurance.

If you're over 50 and don't need as much coverage as you might have when you were younger, this policy can help make sure your loved ones can pay your final expenses, medical bills, and any other outstanding debts you may have.

Coverage Highlights

  • Up to $100,000 in coverage for you and your spouse/domestic partner
  • Medical exam not required in most cases2
  • Ability to request an advance payout of up to 50% if you're under age 95 and diagnosed with a terminal illness with a life expectancy of 12 months or less3
  • Portability, meaning you can keep your coverage throughout career changes4

3 EASY WAYS TO APPLY NOW

Apply Online

Apply Online

Print & Mail Application

50-Plus Group Term Life Insurance

Call 800.342.6501

Monday – Friday
7 a.m. to 7 p.m. CT

For full product details, including information on eligibility, features, limitations, costs, renewability, and exclusions, read the NYCPA 50-Plus Group Term Life Insurance Brochure.

1For terms, conditions, limitations, and exclusions, please see the product brochure.
2Issuance of a Certificate of Insurance or payment of benefits may depend upon the answers given in the application, and the truthfulness of those answers. Pre-existing conditions limitations may apply.
3Please consult your tax advisor for more information.
4As long as you remain in good standing with the NYCPA, pay your premiums when due, and the group policy remains in effect

These policies are underwritten by New York Life Insurance Company, NY, NY 10010 under Group Policy No. G-30802-0 (Term Life) and G-30803-0 (50-Plus Term Life) On Policy Form GMR-FACE/G-30802-0 and On Policy Form GMR-FACE/G-30803-0

New York Life Insurance Company, founded in 1845 and a recognized leader in the group insurance field, is one of the largest and most respected life insurance companies in the nation. New York Life has received the highest financial strength ratings currently awarded to any U.S. life insurer by Standard & Poor's (AA+); A.M. Best (A ++); Moody's (Aa1); and Fitch (AAA). Source: Individual Third-Ratings Reports as of 5/19/2025.

New York Life Insurance Company is authorized/licensed to transact business in all of the 50 United States, the District of Columbia, Puerto Rico, and Canada. However, not all group policies it underwrites are available in all jurisdictions. Please check the eligibility sections for current availability. New York Life's state of domicile is New York and NAIC ID #66915.